REMOTE MOBILE NOTARIZATION (RMN)

Sun Title offers new methods for those looking to close on their property while maintaining social distancing.

In the past, a notary signing agent was legally required to physically witness the signing of attested closing documents, the last step to purchasing a property. This was to prevent identity fraud on behalf of the buyer and seller. Since 2018, Remote Online Notarizations (RON) have been available to obtain electronic signatures, but the process was complicated and cumbersome. Adding onto this concept, Sun Title Agency has created Remote Mobile Notarization (RMN) to offer clients safe options to obtain signatures quickly and efficiently while maintaining social distancing.

In order to use any of these services, a buyer or seller simply needs to contact their Escrow officer. 

Sun Title offers two versions of RMN, Traditional and Enhanced. During a Traditional RMN, the majority of closing documents can be signed during the virtual meeting with sellers and Sun Title experts. Only a few of the documents require that a notary be physically present. To accomplish this, the notary will meet the party at a convenient and safe location for a final signature where documents can be signed and exchanged in less than three minutes, keeping a safe distance. The notary will then take and finalize the documents.

The Enhanced RMNs are similar to the Traditional method with even less physical contact. After documents have been received by mail, the entire signing process occurs over a secure video session with the notary and Sun Title experts. The papers are then sent back and processed through Sun Title.

CONTACT US TO LEARN MORE

Email us at: rmn@suntitle.com

Call us at: (616) 655-1807

WATCH A RECORDING OF OUR RMN PROCESS

Here is how an Enhanced RMN works:

Step 1: Customer Receives Paper Closing Package

A complete paper closing package will be sent to the customer. It will include a prepaid FedEx return envelope, along with directions to the nearest FedEx drop box.

Step 2: Remote Mobile Signing Takes Place

A notary will present the closing documents to the buyer/borrower or seller during a live and recorded secure webinar session. They will confirm their identity and sign all of the documents.  Once signed, they will be placed in the FedEx envelope, together with any other documents or funds related to the closing. All transaction participants will be invited to participate in this mobile signing session to create a highly engaged experience.

Step 3: The Closing Package is Returned

On the same day that the documents are signed, the signers must deposit the FedEx envelope into a FedEx box for shipment back to Sun Title. When the package is received back at Sun Title, the notary will notarize all applicable signatures.

Our Remote Mobile Notarization provides the following benefits:

  • Safe & Convenient – Promote social distancing with no physical contact.
  • Highly Engaging Experience – Professionals involved in the closing will be able to participate each step of the way.
  • Compliant – Full compliance with the Michigan Notary Public Act, the Governor’s new Order, all county recording requirements, and existing laws and regulations.
  • No Change in Process – No changes are needed to lender or real estate processes or closing procedures.
  • Quickly Close & Fund – We will gather documents and signatures needed to quickly close and fund the transaction.

In addition to these online features, Sun Title still offers traditional closings for those people who may not have the necessary technology for RMNs. As an essential business, their office is still open for clients with proper distance and CDC measures in place. Additionally, in-person meetings can provide assistance to those in need of it.

For more information on our Coronavirus measures, visit www.suntitle.com/coronavirus

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