Buyers need to review all documents provided by the lender, understand the terms of the settlement statement, and ensure that the property is ready for closing. Sellers, on the other hand, need to ensure that they have cleared all requirements on the purchase agreement and resolved any issues on the title commitment. Both buyers and sellers need to bring current identification and any requested documentation. Signatures are required on a large number of documents, with the buyer typically signing more documents than the seller. It's important to note that buyers should conduct a day-before or day-of walk-through to avoid surprises on the day of closing.