If you're in the process of buying or selling a home, it's important to understand the different requirements that need to be met by both parties before the closing date. For sellers, this often involves working off the title commitment and clearing any liens or charges, such as getting the payoff amount from their bank. For buyers, it's all about meeting the lender's conditions, which could include providing pay stubs, W2s, and bank statements to demonstrate economic wherewithal. The key is to respond promptly to any requirements or conditions, to ensure a smooth and timely closing. And remember, try to avoid major life events during this process, as they can throw a monkey wrench into things. Just wait until after closing to make any big decisions.