So let's talk about people that own property on water.
Right. We call them in the title world riperian, right?
Yes. Lakes streams rivers that kind of thing and what title insurance covers you for is your property going right up to the edge of the water, but nobody ensures you for whether or not you can put your toe on the water because we all know cottage owners. They’re some of the most litigious people in the world. I'm gonna sue you for two inches of beach.
Yes, right.
So one of the things that's always accepted out of these guarantees is riparian rights, so we'll show you the property that you own but we're not going to ensure any part of the lake the stream or the river.
Yeah. That's exactly right.